Associate Credit Analyst, Project Finance – Power and Renewable Energy

CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states.

The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.

Job Description:

• Manages or assists with managing the day-to-day customer relationship of accounts. Meets with customers and gathers information on their businesses, needs, strategic direction, and earnings to determine business opportunities.
• As assigned, calls on potential or existing customers to develop new business and increase or retain existing business.
• Cross-markets CoBank’s products and services to meet goals for assigned accounts. Implements plans to capitalize on marketing opportunities.
• Contributes to the analysis of financial data for new or renewed financing arrangements.
• Contributes to decisions on loan terms and loan servicing actions within approved limits on assigned accounts.
• Contributes to management profitability and credit quality targets for portfolio.
• Assists with providing guidance to credit analysis area in the development and analysis of financial background data for new or renewed loans.
• Prudently services accounts to protect CoBank and minimize losses.
• Develops and maintains expertise in a designated market/industry segment and keeps abreast of industry trends, technology, regulatory requirements and the competitive environment.

• 1 year in banking or financial services industry preferred
• Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. required
• Basic knowledge of Generally Accepted Accounting Principles (GAAP), taxation, legal forms of organizations, and business law. required
• Basic knowledge of financial modeling techniques and preparation of pro forma financial statements. required
• Familiarity with cash flow analysis, capital budgeting (internal rate of return, net present value, etc.), and equity valuation calculations. required

Compensation Information

• Estimated Base Salary Range: $55,578 - $70,125
• Target short-term incentive opportunity: 10%

Benefits Overview:

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. When you choose a career with CoBank, you make a difference by standing for something that matters. In order to be the best, we hire the best!

Remarkable Benefits Offered by CoBank:

• Careers with a purpose. Stand for something!
• Time-Off Packages- over 15 days of vacation, 10 paid sick days and 11 paid holidays
• Competitive Compensation & Incentive
• Hybrid work model: flexible arrangements for most positions
• Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• Robust associate training and development with CoBank University
• Tuition reimbursement for higher education up to $10k per year
• Outstanding 401k: up to 6% matching and additional 3% non-elective contribution
• Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups: creating a culture of diversity and inclusion
• Recognize a fellow associate through our GEM awards